• Cards
  • Recommendations
  • FAQ
  • Blog

Bank of America Cash Rewards

$488

Rewards Value

1-3%

Rewards Rate

$0

Annual Fee

Overview
Rewards
Related Cards

Highlights

  • No annual fee
  • Zero APR offer
  • Excellent for rewards- 3% back on category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
  • No so great for travel- fees on foreign transactions

Card Details

  • $200 cash bonus after spending $1,000 in the first 3 months
  • Earn 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter
  • 0% intro APR for 15 months from account opening on purchases and balance transfers, after that 15.49% - 25.49% variable APR
  • Preferred Rewards members earn 25%-75% more cash back on every purchase

Additional Details

Regular APR
15.49% - 25.49% variable
Issuer
Bank of America
Card Type
Personal
Student Card
No
Rewards Type
Cash Back
Zero APR Offer
Yes
Foreign Transaction Fees
Yes
Rewards Program
Cash